央行降低“三農”融資成本
2014-09-01
為提高金融服務“三農”等國民經濟薄弱環節的能力，中國人民銀行近日對部分分支行增加支農再貸款額度200億元，引導農村金融機構擴大涉農信貸投放。
與此同時，央行(xing)(xing)還(huan)采取有(you)效(xiao)措施，進(jin)一步(bu)加強支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)管理(li)，促(cu)進(jin)降(jiang)低(di)(di)“三農(nong)(nong)(nong)(nong)(nong)”融(rong)(rong)資成本(ben)。一是加強支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)管理(li)。農(nong)(nong)(nong)(nong)(nong)村金(jin)(jin)融(rong)(rong)機(ji)構(gou)(gou)在(zai)支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)借(jie)用(yong)期(qi)間，涉(she)農(nong)(nong)(nong)(nong)(nong)貸(dai)(dai)(dai)款(kuan)(kuan)增(zeng)量(liang)應不(bu)低(di)(di)于(yu)借(jie)用(yong)的支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)總(zong)量(liang)。二是引(yin)導農(nong)(nong)(nong)(nong)(nong)村金(jin)(jin)融(rong)(rong)機(ji)構(gou)(gou)降(jiang)低(di)(di)涉(she)農(nong)(nong)(nong)(nong)(nong)貸(dai)(dai)(dai)款(kuan)(kuan)利(li)(li)(li)(li)率(lv)(lv)(lv)。支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)執行(xing)(xing)優(you)惠利(li)(li)(li)(li)率(lv)(lv)(lv)，貧困地區符合條件的農(nong)(nong)(nong)(nong)(nong)村金(jin)(jin)融(rong)(rong)機(ji)構(gou)(gou)的支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)利(li)(li)(li)(li)率(lv)(lv)(lv)還(huan)可(ke)在(zai)優(you)惠利(li)(li)(li)(li)率(lv)(lv)(lv)基(ji)礎上(shang)再(zai)(zai)(zai)(zai)降(jiang)1個百分(fen)點(dian)，因(yin)此農(nong)(nong)(nong)(nong)(nong)村金(jin)(jin)融(rong)(rong)機(ji)構(gou)(gou)借(jie)用(yong)支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)發(fa)放的涉(she)農(nong)(nong)(nong)(nong)(nong)貸(dai)(dai)(dai)款(kuan)(kuan)利(li)(li)(li)(li)率(lv)(lv)(lv)應低(di)(di)于(yu)該金(jin)(jin)融(rong)(rong)機(ji)構(gou)(gou)其他同期(qi)限同檔次涉(she)農(nong)(nong)(nong)(nong)(nong)貸(dai)(dai)(dai)款(kuan)(kuan)加權平均利(li)(li)(li)(li)率(lv)(lv)(lv)。三是提高支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)使用(yong)效(xiao)率(lv)(lv)(lv)。用(yong)好增(zeng)量(liang)，盤活存(cun)量(liang)，優(you)化支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)額度的地區結構(gou)(gou)。四是加強對(dui)支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)降(jiang)低(di)(di)“三農(nong)(nong)(nong)(nong)(nong)”融(rong)(rong)資成本(ben)的監測考(kao)核(he)。加強對(dui)支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)投向和(he)涉(she)農(nong)(nong)(nong)(nong)(nong)貸(dai)(dai)(dai)款(kuan)(kuan)利(li)(li)(li)(li)率(lv)(lv)(lv)的監測考(kao)核(he)，確保支(zhi)(zhi)(zhi)(zhi)農(nong)(nong)(nong)(nong)(nong)再(zai)(zai)(zai)(zai)貸(dai)(dai)(dai)款(kuan)(kuan)發(fa)揮(hui)降(jiang)低(di)(di)“三農(nong)(nong)(nong)(nong)(nong)”融(rong)(rong)資成本(ben)的作(zuo)用(yong)。（來源：來源：人民日(ri)報(bao)）